Now accepting early access signups

Build money habits
in 3 minutes a day

Daily challenges built from your real transactions. Not another budgeting app. A behavior change engine.

Join the waitlist — free forever

You're on the list.
We'll be in touch when we launch.

AJKLMR+
3 min
Daily challenge, no more
$26B
Gamification market by 2025
65M
Gen Z/Alpha users underserved
Current Streak
12 days 🔥
Today's Challenge

The $7 Habit

You spent $47 on coffee this week across 7 purchases. Pick one to skip tomorrow.

⏱ 2:41 left
$312
Saved this month
84%
Completion rate
How It Works

Three steps. Three minutes.
Real change.

Coinix connects to your bank and builds daily challenges from what you actually spend — not hypothetical scenarios, not generic lessons.

1
🏦

Connect your bank

Securely link your accounts through Plaid. We see transactions — never your credentials, never your balance.

2

Get your daily challenge

Each morning, a 3-minute challenge built from your last two weeks of spending. About your impulse buys, subscriptions, and patterns.

3
🔥

Build the streak

Complete challenges to build momentum. Your behavioral profile tracks which habits shift first and what breaks the pattern.

The Problem

You learned the concept.
Nobody taught the behavior.

Gen Z watches more personal finance content than any generation before. The average 24-year-old can explain an index fund and has $800 in savings.

What exists today

  • Budget apps that show you what you already spent
  • Video content that teaches concepts, not actions
  • Financial literacy courses with zero follow-through
  • Gamification bolted onto tracking tools

What Coinix does differently

  • Challenges pull from your real purchases
  • Progress unlocked through completed actions, not videos
  • Behavioral profile adapts to how you actually change
  • Three minutes a day — no budget spreadsheets
Pricing

Start free. Upgrade when
you're hooked.

The streak is free. The deep stuff costs less than one of those coffee runs.

Free
$0
Build the daily habit
  • Daily spending challenges
  • Streak tracking
  • Bank account connection
  • Basic behavioral insights
Academy
$10 /mo
Real-time financial coaching
  • Everything in Premium
  • Real-time bank data challenges
  • Advanced pattern analysis
  • Personalized action plans

The content taught the concept.
This teaches the behavior.

Join the waitlist. Be first to build money habits that actually stick.

You're on the list.
We'll be in touch when we launch.