Daily challenges built from your real transactions. Not another budgeting app — a behavior change engine.
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Every completed challenge keeps your streak alive — momentum you can feel.
Challenges pull from your actual transactions, not made-up scenarios.
You spent $47 on coffee this week across 7 purchases. Pick one to skip tomorrow.
One bite-sized challenge a day. No spreadsheets, no guilt, no homework.
Coinix learns which habits shift first and tunes tomorrow's challenge to you.
Every challenge is short, specific, and pulled from what you actually did with your money this week.
$47 on coffee across 7 stops this week. Skip one tomorrow and move it to savings instead.
You're paying for 3 streaming services. We found one you haven't opened in 41 days. Keep or cut?
That $89 cart has been open since Tuesday. Wait one more day before you buy — most impulses fade.
Coinix connects to your bank and builds daily challenges from what you actually spend — not hypothetical scenarios, not generic lessons.
Securely link your accounts through Plaid. We see transactions — never your credentials, never your login.
Each morning, a 3-minute challenge built from your last two weeks of spending. About your impulse buys, subscriptions, and patterns.
Complete challenges to build momentum. Your behavioral profile tracks which habits shift first and what breaks the pattern.
Behavior change is invisible — until you can see it. Coinix turns small wins into a streak you don't want to break.
Gen Z watches more personal finance content than any generation before. The average 24-year-old can explain an index fund and has $800 in savings.
The streak is free. The deep stuff costs less than one of those coffee runs.
Join the waitlist. Be first to build money habits that actually stick.